You got breached.
Here's how to |
That "free monitoring" they offered is a PR move, not protection. Credit freezes actually stop fraud. This is everything you need to lock it down.
No ads. No affiliates. No tracking. Just the actual fix.
Credit freezes = free + blocks 90%+ of new account fraud. Credit monitoring = tells you after someone already opened accounts in your name. Cool, thanks.
What's the situation?
Pick yours. Get the steps.
Got a breach letter
Company lost your data, sent a sorry-not-sorry letter with 'free monitoring.' Here's what actually works.
Active identity theft
Fraudulent accounts, mystery bills, credit hits. Someone's using your identity. Shut it down.
Email got hacked
Someone's in your inbox. Email is the master key—they can reset passwords everywhere. Take it back.
Proactive lockdown
Nothing happened yet. Smart. Lock it down now, takes 30 min, lasts for years.
Helping family
Walking a parent through this over the phone? Step-by-step, no jargon version.
Showed up on HIBP
Email's in the haveibeenpwned database. What it means, what to do.
Why this exists
Every breach comes with "free monitoring" because it's cheap PR that shifts blame to you. The stuff that actually works—credit freezes, IRS PIN, SSA account lockdown—gets buried. This is just the actionable stuff. No affiliate links, no data collection.